I got bored this week studying health care finance and started thinking about spiritual finance instead [grin] , like what is spiritual... Investment Capital - Our Service to others and participation in awakening - both our own and that of the planet. Cash Flow - Karma, the ever flowing law of cause and effect. Savings Account - Good Karma (results from good actions). Debt - Bad Karma (results from limited, self-centered actions). Spending Money - Compassionate Thoughts, Kind Speech and Generous Actions. Bills - Samskaras, limited mental/emotional habit patterns that create Karmic Debts and are overcome in the process of awakening. Income - Meditation, Prayer, Worship, Zikr. Operating Budget - Life. Balance Sheet - Akashic Record. Gifts Received - Grace, Forgiveness, Mercy, Love. Gifts Given - Charity, Compassion, Forgiveness, Praise